Insights
Further reading
An agreement can distinguish the advertised principal from the sum transferred to the borrower. Deducted charges and financed fees need separate treatment to understand that difference.
Bundled products can make a monthly quote difficult to interpret
A combined payment may include a loan and another service.
A protection label does not establish individual insurance cover
Eligibility, exclusions and claims conditions determine a separate protection product.
A linked account can add another set of conditions
A loan discount may depend on maintaining another account or payment method.